referlive™Get Rewarded When You Share DFCU

Sharing DFCU Financial with someone you trust is easy and rewarding! Discover three ways to earn – when they open a checking account, apply for an auto loan, or close on a mortgage. When your referral opens the account and completes the qualifying activity, you both earn bonus cash – up to $1,000!

Share the Account That Pays You Back

Your friends and family already trust your opinion. Now they can earn from it too. When someone you refer opens a DFCU checking account and starts using it, you both walk away with a reward. Here’s how it works:

  1. Register as a member then share your referral information with friends and family via email or social media.

  2. Your friend registers, opens a checking account, and completes two direct deposits of $100 or more and five Mastercard debit card transactions (excluding ATM transactions) within 90 days. 

  3. You’ll each receive a $100 Reward Card!

Help a Friend Enjoy a Better Auto Rate

Refer someone for a DFCU auto loan, and when they close, you both come out ahead. Get a $100 Mastercard Reward Card when your friend or family member opens a DFCU Financial auto loan. Here’s how it works:

  1. Register as an existing member and share your referral code via email or social media.

  2. Your friend registers using your link and applies for an auto loan.

  3. They close on a loan of $15,000 or more within six months of registering.

  4. You each earn a $100 Reward Card!

Help a Friend Find the Right Home Loan

A mortgage is one of the largest financial decisions your friends and family will make, and your recommendation carries real weight. When someone you refer closes a mortgage with DFCU Financial, you both earn. Here’s how it works:

  1. Register as an existing member and share your referral link.

  2. Your friend uses your link to register and apply for a mortgage.

  3. Their mortgage closes within six months of referral registration.

  4. You earn a $275 Reward Card, and they earn a $100 Reward Card.

Frequently Asked Questions

Existing members can register for ReferLive by submitting this form.

Go to www.referlive.com and enter your email address and password. If you do not remember your password, click on the Forgot Password link and ReferLive will automatically send you an email with instructions on how to reset your password. You can also change your password in ReferLive once you have logged in by clicking the Your Profile link at the top.

Reward Cards are sent via the United States Postal Service (USPS) within 4-6 weeks after all qualification criteria have been confirmed by your financial institution as completed.

Reward Cards are not reloadable. The funds are preloaded on your card and additional funds cannot be added.

Your Reward Card is valid thru the “Good Thru” date embossed on the front and back of your Reward Card.

No, the Reward Card incentive money is solely received in the form of a physical Reward Card that will arrive in the mail.

Bank Smarter With These Solutions

Checking Accounts Cash Back Checking That Earns

Earn up to 7.00% APY* and get rewarded with annual Cash Back just for using your account.

Vehicle Loans Ready for Your Next Ride?

Finance a new or used car, boat, or RV with competitive rates from DFCU. Quick decisions, local support.

Home Equity Loans Tap Into the Equity of Your Home

Renovate, consolidate, or use it for whatever you need with fixed-term loans and lines of credit available.

Support You Can Count On

Whether you’re ready to join or just have questions, our team is here to help you move forward with confidence.

Disclaimer: Referral rewards are paid in the form of a Mastercard Reward Card. Each referral offer has unique referral qualifications and reward amounts.

This offer is not available to any referred person who is already a member of DFCU Financial. Direct deposits include deposits made by your employer, or a federal or state government agency or retirement benefits administrator, and, generally, payments made by corporations or other organizations. It does not include deposits to your account that are made by an individual using online banking or an internet payment provider such as PayPal.

All deposit and loan accounts must meet applicable membership, identity verification and credit criteria before being opened. Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. DFCU Financial reserves the right to amend, suspend, or terminate the referral program at any time without notice. Offer pertains to only U.S. residents. Offer not valid on existing DFCU Financial auto loan refinances.

DFCU Financial does business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. DFCU Financial is an equal opportunity lender. All home lending products are subject to credit and property approval. Rates and program terms and conditions are subject to change without notice. ARM rates and payments may increase or decrease after consummation due to market-driven changes to the index. ARM rate and payment adjustments are based on the SOFR 30 day average as reported by the New York Fed. plus 3.00% margin. For the 5/6 ARM, the interest rate can increase or decrease up to 2% the first adjustment period and 1% per adjustment period after that, with a lifetime cap of 5%. For the 7/6 and 10/6 ARMS, the interest rate can increase or decrease up to 5% the first adjustment period and 1% per adjustment period after that, with a lifetime cap of 5%.