BUSINESS SWITCH KITGain More for Your Business With a DFCU Membership
Switching to DFCU isn’t just a new account; it’s ownership in a credit union built to move at your speed. As a member, your business gets more than everyday accounts and lending – you get decisions made locally, a team ready to move fast, and the flexibility to bank on your terms.
Benefits Your Business Deserves
A DFCU business membership is built on trust: when you succeed, we succeed. We’ll help you choose the accounts and services that fit and help you grow your business, and show you how to get the most from them.
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Guidance: A local team that gets to know your business and what banking solutions you need to thrive.
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Tailored Solutions: An account relationship built around what your individual business needs, from checking to savings to payment solutions.
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Convenience: We do the work of moving your accounts, so you can focus on your business.
We Make Joining Easy
You’re busy running a business. The last thing you need is a paperwork hassle.
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We Review What You Have: We’ll look at your current accounts and services and match you to the DFCU business accounts that fit best, so you’re not paying for anything you don’t need. We’re committed to providing solutions and services to maximize your business resources.
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We Handle Your Automatic Payments: We’ll help you identify recurring payments and transfers tied to your current accounts, then provide the letters you need to move them over without a gap in service.
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We Take Care of the Paperwork: Closing an old account shouldn’t be a hassle. We’ll prepare your account closure letter and guide you through every step until it’s done.
Frequently Asked Questions
The documentation required depends on your legal entity type:
Sole Proprietorship: Assumed Name Papers (DBA registration) or state/local business license.
- LLC: Articles of Organization, Operating Agreement, and federal Tax ID (EIN).
- Corporation: Articles of Incorporation, Corporate Bylaws, and federal Tax ID (EIN).
- Partnership: Partnership Agreement and Certificate of Partnership.
- Additionally, all authorized signers will need to provide valid, unexpired government-issued photo identification (such as a driver’s license or passport) and SSN/ITIN.
DFCU offers flexible checking options to fit your transaction volume:
- Standard Business Checking: Has $100 minimum balance requirement and no monthly maintenance fee, including up to 125 free monthly transactions.
- Business Interest Checking Plus: Designed for higher transaction volumes (500 free monthly transactions), requiring a minimum average daily balance of $2,500 to waive the $10 monthly fee.
Yes. DFCU provides customized authorization letters and routing details to assist in updating your external payroll providers, payment gateways, and merchant processing systems. Our Business & Treasury team can guide you on linking your new routing and account numbers to keep your daily payment collection and payroll running without interruption.
Yes. Member deposits at DFCU Financial are federally insured up to at least $250,000 by the National Credit Union Administration (NCUA), backed by the full faith and credit of the United States Government. Additional coverage options are available depending on how your business accounts are structured.
Bank Smarter With These Solutions
Support You Can Count On
Whether you’re ready to join or just have questions, our team is here to help you move forward with confidence.
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