CASH back programIt Pays to Belong
As a member of DFCU, you’re not just a customer – you’re an owner. When our credit union thrives, that value comes back to our Florida members through Cash Back.* Unlike other Cash Back programs, members earn on deposits AND loans.
CASH back programIt Pays to Belong
As a member of DFCU, you’re not just a customer – you’re an owner. When our credit union thrives, that value comes back to members through Cash Back.* Unlike other Cash Back programs, members earn on deposits AND loans.
Cash Back – A Thank You We Pay Every Year
DFCU is sharing Cash Back with our members. Since 2007, we’ve returned more than $511 million to the members who make this credit union possible – because when we do well, our members do too.
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Checking, savings, loans, and even IRAs you hold with DFCU Financial all count toward your Cash Back* earnings.
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When you open a savings account for a child or young adult under the age of 17 and maintain a balance of at least $100, they could earn $25 from us every year until they reach the age of 18.
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Minimum balances are required to earn Cash Back.**
Calculate Your Cash Back
Interested in learning how much Cash Back you may receive next year? Use our calculator to find out! Your reward may cover a night on the town or a mortgage payment. If you’re not eligible, speak to one of our branch managers or call the Member Service Center to find out how to get your share of Cash Back.
When using the cash back calculator, please use aggregate amounts for each line item.
Your Cash Back
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Frequently Asked Questions
Each year, DFCU’s Board of Directors reviews the credit union’s financial performance and decides how much to share with members through Cash Back. If you meet the eligibility criteria, your Cash Back is deposited directly into your account – no application needed.
Eligibility depends on your age and your average yearly balance across eligible deposit and loan accounts. Members 26 and older need an average yearly balance of $5,000; members 18-25 need $1,000; members under 18 need $100. Your age is based on December 31 of the prior year, and you must be a member on the Cash Back deposit date.
Your estimated Cash Back is 0.25% of the average monthly balance across your eligible accounts, based on one full calendar year of membership beginning in January. If your relationship with DFCU Financial started in a different month, your amount will vary.
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**Cash Back Eligibility:
- Ages 26 and over: Must have an average yearly deposit balance of $5,000
- Ages 18 to 25: Must have an average yearly deposit balance of $1,000
- Ages 0 to 17: Must have an average yearly deposit balance of $100
Cash Back eligibility is determined by a person’s age as of December 31 of the prior year. To receive Cash Back, you must be a member on the Cash Back deposit date.
The estimated Cash Back amount is calculated as 0.25% of the average monthly balance of eligible accounts, based on the Cash Back criteria and one full calendar year of relationship with DFCU Financial beginning in January. If you begin your relationship during any other month of the year, the amount will be different.
