EYEBROW
Earn cash back on everyday purchases — and enjoy better rates, local service, and digital tools built for Michigan/Florida members.
EYEBROWBusiness Loans Built Around Your Needs
At DFCU Financial, tailored solutions mean your business gets exactly what it needs — plus Cash Back* just for working with us. Michigan and Florida members get personalized financing to manage cash flow, seize new opportunities, and move forward with confidence.
EYEBROWBusiness Loans Built Around Your Needs
At DFCU Financial, tailored solutions mean your business gets exactly what it needs — plus Cash Back* just for working with us. Michigan and Florida members get personalized financing to manage cash flow, seize new opportunities, and move forward with confidence.
The Funding to Take
Your Next Step
Discover flexible financing options to help your business grow, expand, or manage cash flow.
Your Home Has
More to Give
Use your home’s equity when you need it, with flexible access and competitive rates that work for you.
Secure, Fast Payments Anywhere, Anytime
Add your DFCU debit or credit card to your digital wallet for easy, contactless payments.
Your Home Has
More to Give
Use your home’s equity when you need it, with flexible access and competitive rates that work for you.
Secure, Fast Payments Anywhere, Anytime
Add your DFCU debit or credit card to your digital wallet for easy, contactless payments.
Your Home Has
More to Give
Use your home’s equity when you need it, with flexible access and competitive rates that work for you.
The Funding to Take Your Next Step
Discover flexible financing options to fuel your business plans, launch ideas, or manage cash flow with confidence.
Secure, Fast Payments Anywhere, Anytime
Add your DFCU debit or credit card to your digital wallet for easy, contactless payments.
Your Home Has
More to Give
Use your home’s equity when you need it, with flexible access and competitive rates that work for you.
Secure, Fast Payments Anywhere, Anytime
Add your DFCU debit or credit card to your digital wallet for easy, contactless payments.
Your Home Has
More to Give
Use your home’s equity when you need it, with flexible access and competitive rates that work for you.
Your Home Has
More to Give
Use your home’s equity when you need it, with flexible access and competitive rates that work for you.
Local Banking, Built Around You
Discover a financial partner built to deliver more for you and our community. From everyday banking to long-term goals, we’re here to help you move forward with confidence, value, and local support you can rely on.
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Better rates on savings and loans to keep your money working harder for you.
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Local expertise and local decision-making for faster approvals and personalized service.
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Community investment where your banking actually makes a meaningful difference.
Puppy Post — Download this season’s quarterly newsletter for kids filled with activities, games, and more to teach financial literacy.
Local Banking, Built Around You
Discover a financial partner built to deliver more for you and your community. Move forward with confidence — we support you every step of the way.
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Positive Pay
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Remote Deposit
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ACH Origination
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Zero Balance Accounts
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Merchange Services
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Merchange Services
Discover a financial partner built to deliver more for you and your community. Move forward with confidence — we support you every step of the way.
Frequently Asked Questions
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Frequently Asked Questions
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Frequently Asked Questions
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Choose the Checking Account That’s Right for You
Cash Back Checking Earn more from everyday banking. Get rewarded with annual Cash Back* just for using your account. |
Simplicity Checking Discover a simple account with the essentials you need and no surprises. |
|
|---|---|---|
| Best For | Earning rewards & higher balances |
Simple, low-maintenance, everyday use |
| Interest | 7.00% APY** on first $10,000* |
None |
| Monthly Requirements | 10 Debit purchases & eDocs & $500 direct deposit |
None |
| Monthly Fee | $5 (waived with $5,000 avg. balance) |
$5 (waived with any of the following)
|
| ATM Access | 1,700+ in Michigan, 1,200+ in Florida, and more than 35,000 nationwide |
1,700+ in Michigan, 1,200+ in Florida, and more than 35,000 nationwide |
| Minimum Opening Deposit | $20 |
$20 |
| Cash Back Program |  |
|
| Debit Card | |
|
| Anywhere Banking | |
|
| Additional Perks | Free money orders & cashier’s checks |
Simple, low-maintenance structure |
| Open an Account | Open an Account |
Cash Back Checking
Earn more from everyday banking. Get rewarded with annual Cash Back* just for using your account.
Learn More| Best For | Earning rewards & higher balances |
|---|---|
| Interest | 7.00% APY** on first $10,000* |
| Monthly Requirements | 10 Debit purchases & eDocs & $500 direct deposit |
| Monthly Fee | $5 (waived with $5,000 avg. balance) |
| ATM Access | 1,700+ in Michigan, 1,200+ in Florida, and more than 35,000 nationwide |
| Minimum Opening Deposit | $20 |
| Cash Back Program | |
| Debit Card | |
| Anywhere Banking | |
| Additional Perks | Free money orders & cashier’s checks |
Simplicity Checking
Discover a simple account with the essentials you need and no surprises.
Learn More| Best For | Simple, low-maintenance, everyday use |
|---|---|
| Interest | None |
| Monthly Requirements | None |
| Monthly Fee | $5 (waived with any of the following)
|
| ATM Access | 1,700+ in Michigan, 1,200+ in Florida, and more than 35,000 nationwide |
| Minimum Opening Deposit | $20 |
| Cash Back Program | |
| Debit Card | |
| Anywhere Banking | |
| Additional Perks | Simple, low-maintenance structure |
**APY = Annual Percentage Yield. Paid and Compounded Monthly. Fees could reduce account dividend earnings. Dividend rate may change after the account is opened. $20 minimum required to open a Checking Account. Deposit account balance may increase your Cash Back. DFCU Financial deposit products are insured by the NCUA.
