Savings Accounts
Savings for all your plans.

No matter what you’re saving for, Alltrust Credit Union offers savings account options to help members across Southeastern Massachusetts and Rhode Island grow their money.

What are you saving for?

Everyone saves for something different. Alltrust savings accounts can help you organize your money, earn dividends when available, and build steady progress toward short-term and long-term goals.


Save for a home.



Save for a vehicle.



Save for a vacation. 



Save for a wedding.



Save for education.



Build an emergency fund.


Explore our savings accounts.

Youth Savings
Build good financial habits early.

Help your child or teen prepare for a bright future with a dedicated savings account designed specifically for members aged 17 and younger.

  • $5.00 minimum balance.
  • Available to members age 17 and younger.
  • Pays same dividend as Regular Savings.
  • Eligible for the Alltrust Credit Union Annual College Scholarship.
  • At age 13, youth members can open a Youth Checking account (with parent or guardian).
  • Members with a Youth Savings or a Youth Checking account are eligible to open a 12-Month College Savers Certificate that allows for additional deposits of $25 or more.

Christmas Club
Make the holiday season brighter.

We want you to spend the holidays enjoying the company of your family and friends – not worrying about how to pay for all those presents. With our Christmas Club Account:

  • Maintain a minimum balance of just $25.002
  • Earn current dividend rate of 0.05% APY.
  • Receive your funds on November 1.
  • Use free Online Banking and Mobile Banking.
  • Pay no monthly service fee.
Open Account

2 Minimum balance required to open account as well as to obtain advertised Annual Percentage Yield (APY). Transaction limitations apply.

Smart saving pays dividends.

Savings accounts may earn dividends based on the account type, balance, and current rate. Review the minimum balance, dividend rate, and annual percentage yield before opening an account. 

Type Minimum Balance1 Dividend Rate Annual Percentage Yield
Regular Savings $5.00 0.05% 0.05%
Youth Savings $5.00 0.05% 0.05%
Savings Supreme $5,000.00 – $9,999.99 0.02% 0.02%
$10,000.00 – $24,999.99 0.02% 0.02%
$25,000.00 – $49,999.99 0.02% 0.02%
$50,000.00 – $74,999.99 0.05% 0.05%
$75,000.00 – $99,999.99 0.05% 0.05%
$100,000.00 & Over 0.05% 0.05%
Christmas Club $25.00 0.05% 0.05%2
Kasasa Saver** $0.00 – $100,000.00 3.93% 4.00%
Over $100,000.00 0.35% 0.35%
Qualifications Not Met 0.02% 0.02%

Minimum Balance1
$5.00

Dividend Rate
0.05%

Annual Percentage Yield
0.05%

Minimum Balance1
$5.00

Dividend Rate
0.05%

Annual Percentage Yield
0.05%

Minimum Balance1
$5,000.00 – $9,999.99

Dividend Rate
0.02%

Annual Percentage Yield
0.02%

Minimum Balance1
$10,000.00 – $24,999.99

Dividend Rate
0.02%

Annual Percentage Yield
0.02%

Minimum Balance1
$25,000.00 – $49,999.99

Dividend Rate
0.02%

Annual Percentage Yield
0.02%

Minimum Balance1
$50,000.00 – $74,999.99

Dividend Rate
0.05%

Annual Percentage Yield
0.05%

Minimum Balance1
$75,000.00 – $99,999.99

Dividend Rate
0.05%

Annual Percentage Yield
0.05%

Minimum Balance1
$100,000.00 & Over

Dividend Rate
0.05%

Annual Percentage Yield
0.05%

Minimum Balance1
$25.00

Dividend Rate
0.05%

Annual Percentage Yield
0.05%2

Minimum Balance1
$0.00 – $100,000.00

Dividend Rate
3.93%

Annual Percentage Yield
4.00%

Minimum Balance1
Over $100,000.00

Dividend Rate
0.35%

Annual Percentage Yield
0.35%

Minimum Balance1
Qualifications Not Met

Dividend Rate
0.02%

Annual Percentage Yield
0.02%

Frequently asked questions

APY stands for annual percentage yield. It shows how much an account may earn over one year, including the effect of compounding, based on the stated rate and account terms.

Yes. Many members use multiple savings accounts to separate goals such as emergencies, vacations, vehicles, holidays, or education.

Minimum balance requirements vary depending on the type of account you want or have. Some accounts may require a minimum balance to maintain the account. Please refer to the account details or contact us to find the option that best fits your needs.

To open a new membership, you’ll need a valid form of identification, such as a driver’s license or state-issued ID,  or a passport, along with your Social Security number, DOB and current address. You will also be asked to provide your occupation, employer information, and your mother’s maiden name.

Of course! Online account opening can be done in just a few minutes. Visit our website and click on the “Become a Member” box on the top right of the page. Or click this link to get started.

Yes. Automatic transfers can help you build savings consistently by moving money from another account on a schedule you choose.

Let’s grow from here. 

Get started by opening an Alltrust Credit Union savings account today.